Terms of Use

Effective Date: May 14, 2026

Welcome to Information Officer LLC ("Information Officer," "Company," "we," "our," or "us"). These Terms of Use (the "Terms") govern your access to and use of our websites, applications, services, content, platforms, software, and related offerings (collectively, the "Services").

By accessing or using the Services, you agree to comply with and be legally bound by these Terms. If you do not agree to these Terms, you must not access or use the Services.

1. Eligibility

You must be at least 18 years old, or the age of majority in your jurisdiction, to use the Services unless supervised by a parent, guardian, or authorized organization.

By using the Services, you represent and warrant that:

• You have the legal authority to enter into these Terms;
• All information you provide is accurate and current; and
• Your use of the Services complies with all applicable laws and regulations.

2. Modifications to the Terms

Information Officer LLC reserves the right to modify, update, or replace these Terms at any time. Updated Terms become effective upon posting unless otherwise stated. Your continued use of the Services after changes are posted constitutes acceptance of the revised Terms.

3. Use of Services

You may use the Services only for lawful business and personal purposes consistent with these Terms.

Subject to your compliance with these Terms, Information Officer LLC grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Services.

We reserve the right to suspend, restrict, or terminate access to the Services at any time, with or without notice, for conduct that violates these Terms or may expose us, our users, or third parties to risk or liability.

4. User Accounts

Certain Services may require account registration.

You are responsible for:

• Maintaining the confidentiality of your login credentials;
• All activities occurring under your account;
• Promptly notifying us of any unauthorized access or security breach.

You agree not to:

• Share account credentials with unauthorized individuals;
• Impersonate another person or organization;
• Create accounts using false or misleading information.

Information Officer LLC may disable or terminate accounts that violate these Terms.

5. Intellectual Property

All content, software, trademarks, branding, graphics, logos, documentation, and materials provided through the Services are owned by or licensed to Information Officer LLC unless otherwise stated.

Except as expressly permitted in writing, you may not:

• Copy, reproduce, distribute, or republish content;
• Reverse engineer or attempt to extract source code;
• Modify or create derivative works;
• Remove proprietary notices or branding.

No ownership rights are transferred through use of the Services.

6. User Content

If you submit, upload, transmit, or otherwise provide content through the Services ("User Content"), you retain ownership of your content. You grant Information Officer LLC a worldwide, non-exclusive, royalty-free license to host, store, reproduce, process, transmit, and display User Content solely for the purpose of operating, maintaining, and improving the Services.

You represent and warrant that:

• You own or have the necessary rights to the User Content;
• The User Content does not violate applicable laws or third-party rights;
• The User Content does not contain malicious code or prohibited material.

We reserve the right to remove or restrict User Content at our discretion.

7. Third-Party Services and Links

The Services may contain links to or integrations with third-party websites, platforms, or services.

Information Officer LLC does not control and is not responsible for:

• Third-party content;
• Privacy practices;
• Availability or accuracy of external services.

Your interactions with third parties are governed by their own terms and policies.

8. Privacy

Your use of the Services may involve the collection and processing of information. Please review our Privacy Policy for information regarding how we collect, use, disclose, and safeguard personal information.

9. Service Availability

We strive to maintain reliable Services but do not guarantee uninterrupted or error-free operation.

Information Officer LLC may:

• Modify or discontinue Services;
• Perform maintenance;
• Restrict access for security or operational reasons.

We are not liable for delays, interruptions, or service unavailability.

10. Disclaimers

The Services are provided "as is" and "as available" without warranties of any kind, whether express, implied, or statutory. To the maximum extent permitted by law, Information Officer LLC disclaims all warranties, including merchantability, fitness for a particular purpose, non-infringement, and accuracy, reliability, or availability. We do not warrant that the Services will be secure, uninterrupted, or free of harmful components.

11. Limitation of Liability

To the maximum extent permitted by law, Information Officer LLC shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, including loss of profits, loss of data, business interruption, or loss of goodwill. Our total liability arising out of or related to the Services shall not exceed the amount paid by you to Information Officer LLC for the applicable Services during the twelve (12) months preceding the claim. Some jurisdictions do not allow certain liability limitations, so portions of this section may not apply to you.

12. Indemnification

You agree to defend, indemnify, and hold harmless Information Officer LLC, its affiliates, officers, employees, contractors, and partners from and against claims, liabilities, damages, losses, and expenses arising out of your use of the Services, your violation of these Terms, your infringement of third-party rights, or your User Content.

13. Termination

We may suspend or terminate your access to the Services immediately and without prior notice if:

• You violate these Terms;
• Your use creates legal, operational, or security risks;
• Required by law or regulatory authorities.

Upon termination, your right to use the Services ceases immediately. Sections intended to survive termination shall remain in effect.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Information Officer LLC is established, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the applicable courts in that jurisdiction unless otherwise required by law.

15. Compliance and Export Controls

You agree to comply with all applicable export control laws, sanctions regulations, and trade restrictions. You may not use the Services in jurisdictions or for purposes prohibited by applicable law.

16. Feedback

If you provide suggestions, ideas, or feedback regarding the Services, Information Officer LLC may use such feedback without restriction or compensation.

17. Entire Agreement

These Terms constitute the entire agreement between you and Information Officer LLC regarding the Services and supersede prior agreements or understandings relating to the subject matter herein. If any provision is determined unenforceable, the remaining provisions shall remain in full force and effect.

18. Contact Information

For questions regarding these Terms or the Services, please contact:

Email: legal@informationofficer.com

Web: www.informationofficer.com